Cover like no other

Hospital Cover with No Excess or Exclusions*
Up to 80% back on most Extras*
Rollover Unused Limits from prior year*
Unlimited Ambulance*
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Why choose Emergency Services Health?

89 years strong
Trusted by over 90,000
Most Satisfied Members^
For Members not Profit

Our products

Gold Cover Combined

We've combined our top quality hospital and extras cover to give you complete peace of mind. 

  • Everything covered under Gold Hospital
  • Everything covered under Rolling Extras 
  • Additional benefits for corrective laser eye surgery* 

Gold Hospital Cover

Enjoy complete peace of mind with Gold Hospital Cover that is more affordable than our big-name competitors*.

  • No Excess*
  • No Co-Payments*
  • No Exclusions*
  • Unlimited Ambulance*

Rolling Extras

Get better value for money with our unique Rolling Extras benefits — made with the policing community in mind. 

  • Up to 80% back at your choice of provider*
  • Rollover unused limits from the prior year*
  • Higher limits on the things you need most*

Switching to Emergency Services Health is Easy

Join in under 10 Minutes

We make Health Insurance Simple, just choose whether you want to be covered for Hospital, Extras or Both  

We do the paperwork

We contact your old insurer and cancel your membership for you.  

No waiting periods again

You won’t need to re-serve waiting periods that you’ve already served with your old fund.

*All benefits may be subject to Waiting Periods, Limits and other conditions. Rollover applies once you’ve completed your first 12 months membership (2 years for Major Dental). Providers must be recognised by us. Review the cover tables on the Combined, Hospital and Extras pages, and your State Premium and Benefit Guide or contact us for more information.