Why choose Emergency Services Health?

89 years strong
Trusted by over 90,000
Most Satisfied Members^
For Members not Profit
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Unbeatable Value for Emergency Services Workers in Victoria

Bupa Family Comprehensive Gold Hospital with a $500 Excess is 51% more expensive in Victoria than Emergency Services Health Family Gold Hospital with No Excess.*

Premium Calculation for Victoria

*Premium comparisons have been calculated based on Private Health Information Statements sourced from www.privatehealth.gov.au and search results from www.bupa.com.au. Comparative premiums are based on a family policy (two adults and two dependents) in Victoria with Base Tier Australian Government Rebate applied; no Lifetime Health Cover Loading; no aged-based or other applicable discounts. Benefits paid and out-of-pocket costs may differ by healthcare provider. Emergency Services Health brought to you by Police Health Limited is a restricted access private health insurer. See our website for eligibility. Premiums quoted are current as at 8 December 2023.

Extended Family Members

Plus extended family members of any of the above groups including Parents, Siblings, Partner/Spouse, Children and Grandchildren.

Cover like no other

Hospital Cover with No Excess or Exclusions*
Up to 80% back on most Extras*
Rollover Unused Limits from prior year*
Unlimited Ambulance*

Our products

Gold Cover Combined

We've combined our top quality hospital and extras cover to give you complete peace of mind. From the routine to the unexpected, with Gold Combined you'll always know we've got your back.

Gold Hospital Cover

Affordable Gold Hospital Cover that offers complete peace of mind, with no excesses, co-payments, or exclusions*.

Rolling Extras

With up to 80% back on most benefits and a unique benefit rollover*, with Rolling Extras cover you can get great rebates at your choice of provider*, whenever you need them.

Switching to Emergency Services Health is Easy

Join in under 10 Minutes

We make Health Insurance Simple, just choose whether you want to be covered for Hospital, Extras or Both  

We do the paperwork

We contact your old insurer and cancel your membership for you.  

No waiting periods again

You won’t need to re-serve waiting periods that you’ve already served with your old fund.

*All benefits may be subject to Waiting Periods, Limits and other conditions. Rollover applies once you’ve completed your first 12 months membership (2 years for Major Dental). Providers must be recognised by us. Review the cover tables on the Combined, Hospital and Extras pages, and your State Premium and Benefit Guide or contact us for more information.