How do I make a claim? | Emergency Services Health

Health Insurance
Health Insurance

Discover the difference of Health Insurance made for you, with our simple, generous, and affordable cover like no other.

Gold Combined The best of both worlds. Enjoy our Hospital and Extras cover like no other with added savings for combining the two. Plus benefits for laser eye surgery*.

Gold Hospital Top Hospital Cover that offers complete peace of mind, with no exclusions, no excess, and no co-payments*. Complete peace of mind is a no brainer.

Rolling Extras Enjoy up to 80% back on most benefits at your choice of provider, plus our Revolutionary Rollover benefit allowing you to carry over unused limits into the next year*.
Who Can Join
Who Can Join

Find out if you are eligible to join Emergency Services Health

Fire Fighters

Paramedics

Doctors

Water Rescue

Family Members

Nurses

SES

Allied Health
Why Emergency Services Health
Why Emergency Services Health

About Us

Careers Discover a career with Emergency Services Health

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Information Hub
Information Hub

Key information and resources to help you understand private health insurance and get the most from your cover with us.

How Health Insurance Works

Using your Hospital Cover

Using your Extras

Find a Provider

How to Claim

Waiting Periods

Rollover Benefit Guide

Pregnancy and Private Health

Cancer Support Program

Ambulance Benefit Guide

Optical Benefits Guide

Search all Benefit Guides

FAQs

News & Articles

Brochures & Forms

We make claiming easy.

For full details visit our How to Claim guide.