Do I need to meet any waiting periods or limits? | Emergency Services Health

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Gold Combined The best of both worlds. Enjoy our Hospital and Extras cover like no other with added savings for combining the two. Plus benefits for laser eye surgery*.

Gold Hospital Top Hospital Cover that offers complete peace of mind, with no exclusions, no excess, and no co-payments*. Complete peace of mind is a no brainer.

Rolling Extras Enjoy up to 80% back on most benefits at your choice of provider, plus our Revolutionary Rollover benefit allowing you to carry over unused limits into the next year*.
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Yes, standard waiting periods and annual optical limits apply.