Emergency Services Health is the Not-For-Profit Health Insurer specialising in exceptional cover for our First Responder community and their families.

We protect you, while you look after others.

Eligibility is broader than you think, including those who are Currently or Previously Employed by or Volunteering for one of the following groups:

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Cover like no other

Hospital Cover with No Excess or Exclusions*
Up to 80% back on most Extras*
Rollover Unused Limits from prior year*
Unlimited Ambulance*

Our products

Gold Cover Combined

We've combined our top quality hospital and extras cover to give you complete peace of mind. From the routine to the unexpected, with Gold Combined you'll always know we've got your back.

Gold Hospital Cover

Affordable Gold Hospital Cover that offers complete peace of mind, with no excesses, co-payments, or exclusions*.

Rolling Extras

With up to 80% back on most benefits and a unique benefit rollover*, with Rolling Extras cover you can get great rebates at your choice of provider*, whenever you need them.

Switching to Emergency Services Health is Easy

Join in under 10 Minutes

We make Health Insurance Simple, just choose whether you want to be covered for Hospital, Extras or Both  

We do the paperwork

We contact your old insurer and cancel your membership for you.  

No waiting periods again

You won’t need to re-serve waiting periods that you’ve already served with your old fund.

*All benefits may be subject to Waiting Periods, Limits and other conditions. Rollover applies once you’ve completed your first 12 months membership (2 years for Major Dental). Providers must be recognised by us. Review the cover tables on the Combined, Hospital and Extras pages, and your State Premium and Benefit Guide or contact us for more information.